Are you rate shopping?

IMPORTANT, PLEASE READ

Don't be fooled by the teaser rates most websites publish. It is very difficult for any lender to provide a loan based on those rates, they are meant to get you to apply.

Rates not only depend on market conditions, but also your credit score, loan amount and type of loan. So don't get caught up in the rate game!

Rate shopping can hurt your credit score. Each lender you apply with will run your credit history which negatively impacts your credit. Also, because loan programs are different and rates can fluctuate through out the day, it is almost impossible to compare rates with multiple lenders. You would need to match the same loan, closing cost, and rate (at the same time of day) to correctly compare rates?

Do you have the time, and resources to do this?

Then apply with a lender c0mmited to help you get the best rate possible for your credit situation.

APPLY NOW